SANDBOX PREVIEW — all marketplace activity is simulated; no real money moves.
The B2B trade credit marketplace

Sellers get paid today. Buyers get time. Investors get the yield in between.

Every invoice with 30–90 day terms is short-duration, asset-backed credit sitting idle. GiveMeTerms turns it into a market — verified invoices funded by accredited investors, settled automatically at maturity.

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Capital deployed $47KInvoices settled 1Open listings 3Avg. investor yield 10.7% annualizedTypical duration 30–90 days
For sellers

Stop waiting on net-60

Upload an invoice, your buyer confirms it, and up to 90% of face value lands in your bank — often the same week.

  • Advance rates up to 90% of face value
  • Fees from 2% flat, priced by buyer quality
  • No debt on your balance sheet
Submit your first invoice
For buyers

Keep your terms. Keep your suppliers.

Pay on your schedule while your suppliers get paid immediately. One confirmation click builds your GMT Score.

  • Extend terms without straining suppliers
  • GMT Score unlocks better pricing over time
  • One dashboard for every confirmed payable
Join the buyer network
For investors

Yield with a maturity date

Fund verified receivables from $100. Short 30–90 day durations, asset-backed, targeting ~11% annualized.

  • Buyer-confirmed, OCR-verified invoices
  • Risk-priced by proprietary GMT Score
  • Reg D 506(c) — accredited investors
View open listings
Launching soon

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